What is the American Express Travel Card?

The American Express Travel Card (AMEX Travel Card) is a prepaid foreign exchange card designed for international travelers. It allows you to load money in multiple foreign currencies and use it just like a debit card abroad — safe, secure, and convenient.

💡 Ideal For: Students, frequent flyers, business travelers, digital nomads, and vacationers.

Why Choose AMEX Travel Card?

1. Multi-Currency Convenience

Load up to 9 different currencies on one card (USD, GBP, EUR, AUD, CAD, SGD, JPY, AED, HKD).
Use it across millions of merchant outlets and ATMs in 200+ countries.

2. 100% Safer Than Cash

If lost or stolen, AMEX provides Emergency Card Replacement and cash assistance — often within 24 hours.

3. Zero Forex Markup

You lock-in exchange rates at the time of loading.
Avoid hidden conversion fees at the point of purchase.

4. 24/7 Global Assistance

Access to Global Assist® Hotline for travel emergencies, legal or medical referrals.

Fees & Charges Breakdown (as of 2024)

Service	Fee
Card Issuance	$2 to $4 (approx.)
Reload Fee	$1.30 to $2
ATM Withdrawal Fee	$2.00 to $4.00 (depending on country)
Inactivity Fee	After 12 months of no use: $2/month

⚠️ Tip: Use at Point of Sale (POS) terminals whenever possible to avoid ATM fees.

How to Get the AMEX Travel Card?

Apply Online via American Express FX portal or partner banks (Axis Bank, ICICI).
Submit KYC: Passport, Visa, Airline Ticket.
Load currency and get your card in 24–48 hours.

📍 Best Time to Buy: When exchange rates are low. Track rates before your trip!

AMEX App & Online Portal

Check balances in real-time
Reload currency on-the-go
Block/unblock card
Get transaction alerts

Replacements & Refunds

Lost card? Call AMEX immediately — they’ll block the card and send a replacement to your current location.
Returning from your trip? You can:
- Encash remaining balance
- Or use it for your next trip — it’s valid for 5 years

Pro Tips for Travelers

✅ Load local currency instead of using INR abroad.
✅ Always choose to pay in local currency at foreign POS to avoid Dynamic Currency Conversion (DCC).
✅ Inform AMEX of your travel dates & country before departure to avoid blocks.

Who Accepts It?

AMEX cards are accepted at over 30 million outlets globally.
But note: Some small merchants in Europe and Asia may prefer Visa/MasterCard. Always carry a backup card.